A business line of credit is a revolving loan that allows access to a fixed amount of capital, which can be used when needed to meet short-term business needs. A business line of credit is the best financing option when you need extra working capital to cover recurring business expenses or bridge cash flow gaps. With ongoing access to funds, you have the flexibility to withdraw only what you need, when you need it—and pay for only what you use. So, you’ll be prepared for whatever challenges and opportunities come your way.

Revolving lines of credit from
$6K-$100K

12-month repayment term, resets after each withdrawal

Automatic weekly
payments

Instant Funding: Get money in your account within seconds every time you make a withdrawal—24/7, even on nights and weekends.

Only pay for what you borrow: Withdraw what you need, when you need it. And pay interest just on the financing you use.

A consolidated payment for all withdrawals: Make one weekly payment on all withdrawals, avoiding the headache of multiple payment schedules.

Access more funds automatically: Receive automatic credit limit increases when we review your credit profile and determine if you qualify. We do this on an ongoing basis, so the opportunity is often there.

Business credit building: Help build your business’s credit by making on-time payments, which we report to the credit bureau.

Revolving credit: Apply once and funds replenish when you pay them back, so long as you make timely payments.

No prepayment penalties: Get more flexibility by paying off your line of credit anytime you’d like, with no penalty or fee.